SWIFTA / PAYMENTS & BUSINESS MESSAGING

Move money.
Keep the conversation.

Payment infrastructure and customer communication in one place. Build with M-Pesa, issue invoices, and let customers pay from the conversations they already use.

M-Pesa paymentsInvoices & payment linksWhatsApp messagingPayment status trackingDeveloper integrations
01 / PRODUCTS

Two connected layers.
One clearer workflow.

Use payment infrastructure in your software, or build a more complete customer payment journey through business messaging.

SWIFTA / PAYMENTS↗

Payments

M-Pesa STK Push, payment links, invoices, payment events and transaction tracking — designed for businesses and developers who need payments to work inside their products.

STK PushInvoicesWebhooksM-Pesa
Explore developer docs ↗
SWIFTA / FLOWIN DEVELOPMENT

Flow

WhatsApp payment reminders, invoice conversations and interactive payment experiences. Designed so businesses can engage customers and help them complete payments in one familiar channel.

WhatsAppPayment remindersCustomer repliesPayment journeys
Explore Swifta Flow ↗
02 / HOW IT WORKS

From invoice to
payment confirmation.

One sequence businesses and customers can follow without moving between disconnected systems.

01

Connect your business

Set up your Swifta account and configure the payment services you use.

02

Create and share an invoice

Generate a payment request or link with the amount and reference clearly recorded.

03

Reach your customer

Share the invoice through a supported channel; WhatsApp messaging is part of the Flow experience being developed.

04

Track what happens

Follow payment progress and keep your business records consistent as payment results arrive.

03 / CAPABILITIES

Infrastructure that
stays useful.

Focused building blocks. Less manual chasing and fewer disconnected records.

01

M-Pesa collection

Initiate supported payment requests and follow transaction outcomes from your application.

02

Invoicing

Create and track invoices with identifiable payment references.

03

Payment links

Give customers a clear place to review and pay an invoice.

04

Event notifications

Keep connected business systems informed when payment status changes.

05

Business messaging

Flow is being built for WhatsApp payment reminders, customer responses and invoice interactions.

06

Developer tools

Connect payment workflows with existing products using Swifta's documentation and APIs.

04 / SWIFTA FLOW

Payments where the
conversation happens.

A messaging product built around a practical job: getting an invoice to a customer and helping them settle it.

What businesses will be able to do with Flow

Send approved WhatsApp payment messages and reminders, give customers invoice information, collect their responses, initiate supported payments, and check payment status. The service uses authorized account and messaging information only to deliver these workflows for the business. Availability depends on WhatsApp onboarding and product rollout.

BUILD WITH SWIFTA

Make collecting payments a smaller part of running your business.